Should Renters Get Renter’s Insurance?

YES! Renter’s insurance is Your protection as a tenant to get a check if anything happens to your property such as burglary or fire. You, of course, decide what you want to cover – it can be a little or a lot – because your premium will depend on what type of policy you have. These type of policies are usually very easy to get and don’t cost a fortune. Ease of getting a policy in place and not costing a lot is definitely worth checking it out so you can protect your valuables. Remember, the landlord has his or her policy in place. You may want to consider having your own policy in place….Just in CaseIt’s better to be prepared then to be caught off guard for something that you can get done in one phone call or an online click.

Not sure? Read this article…https://smartasset.com/mortgage/top-5-tips-for-buying-renters-insurance

https://www.thesimpledollar.com/best-renters-insurance/

If I can be of assistance, please send me an email at sbhardy@kw.com.

To Your Health & Wealth,

 

 

Sell Now OR Wait!

You can wait to Sell however keep in mind the price you list your home to Sell today will probably change in 60-90 days.  Or Wait  and then try to catch up with the Market so sit down with your Real Estate Professional and let them explain your options. Have a Conversation.

Listen in and call your Realtor,

Here’s to you getting to the Closing Table and to the Next Step in Your Life.

If I can be of Service, please email me at sbhardy@kw.com.

To Your Health & Wealth,

 

*Photos courtesy of Freeimages.

Danger Danger!

It really is like the robot on Lost In Spaceshouting Danger Danger!

Although we don’t see the robot, the thought should be in the back of real estate agents minds everywhere when showing properties to prospective Buyers that there could be danger looming in the background. While most of us are law abiding citizens, there are some criminals with not good intentions who come to Open Houses and to vacant properties seeking to rob and steal. If you are the real estate agent that happens to be there when they show up — it could be a problem.

Listen in to this week’s segment — https://anchor.fm/simone-hardy/episodes/Danger-Danger-e2ogor

Safety First!

If I can be of service, please email me at sbhardy@kw.com.

To Your Health & Wealth,

P.S. I also wanted to give a Shout to the following Individuals for donating to Eastern Service Workers: Sherri Everett, Realtor, Keller Williams Realty Atlantic Shore

                  Luis Torres, Realtor, Keller Williams Realty Atlantic Shore

                   Mike Adams, Branch Manager, Family First Funding

                   Tara Hicks, Processing Coordinator, Howard Winters Team-Keller Williams                            Realty Atlantic Shore

Look for these Awesome Individuals on Facebook or Instagram and allow them to help you as they’ve helped Me help others. 

Sellers & Short Sales!

Short Sales are Never the Ideal option for the Seller to sell their home, however, it does happen. In the instance of the Seller I was attempting to work with, the company that was going to handle the short sale reached out to him and to get them off of the phone, he told her he would call the next morning at 11 am. Of course, that didn’t happen. I have learned you have to approach Short Sales as a team. Since I am not an attorney, we each do our job in getting the Short Sale completed to the bank’s requirements: 1) The attorney speaks to the Bank 2) the Realtor lists the property.

Tune In to find out what I mean, https://anchor.fm/simone-hardy/episodes/Sellers–Short-Sales-e2mtke

If I can be of assistance, please email me at sbhardy@kw.com.

Here’s to Your Health & Wealth,