The State of New Jersey did not participate with the other 32 states who put together the Emergency Homeowner’s Loan Program based on the Dodd-Frank Wall Street Reform and Consumer Protection Act. New Jersey is considered to be among one of the hardest hit states along with 16 other states. These states are getting their money from the Hardest Hit Fund. These states include: New Jersey, Alabama, Arizona, California, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, Mississippi, Nevada, North Carolina, Ohio, Oregon, Rhode Island, South Carolina, Tennessee and Washington, D.C.
The window of opportunity for homeowners is approximately four weeks and the deadline is July 22, 2011 and you must, of course, meet the criteria.